Line of Credit
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Line of Credit
Unlike a small business loan, a line of credit gives your business capital the agility and flexibility needed to meet the unexpected. Business and finance go hand & hand and we can help you navigate towards your business plan. We offer a variety of lending services however the line of credit is a valuable tool we can help you acquire. Capital funding in the way of a line of credit gives you access to a revolving line that you only pay for what you use and financing for business that grows with you. We have over a dozen banks that will offer you a credit line for small business. Line of credit financing will help your working capital cash flow. You will be able to access your line of credit financing by drawing funds from an online portal. Your line of credit refills as you make payments resulting in flexible working capital. PCS Loan will offer you the best business line of credit, short term working capital and long term working capital customized to meet your business line of credit requirements.

Credit Categories:
- Exceptional (800 - 850)
- Very good (740 - 799)
- Good (670 - 739) Average
- Fair (580 - 669)
- Poor (300 - 579)
PCS Loan has financing for all credit types. Business owners with poor or no credit may find themselves having a difficult time securing the capital they need to grow their business. We believe you and your business are so much more than a credit score and we will help you find the capital solutions for your business.
The revolving line of credit is the most flexible way to fund your business. You can withdraw funds at any time and your funds are available anytime through an online portal. Every draw restarts your repayment period and every payment replenishes your business capital. You only pay for what you use and there are no origination fees or pre-payment penalties. A business line of credit is a form of revolving financing that allows business owners to withdraw funds when they want and only pay interest on the funds they use. Unlike business loans which provide a lump sum business capital funding. A business line of credit provides flexibility in commercial financing. The mechanics of a business line of credit are much like a business credit card whereas you use your business credit card for good or services, you use your business line of credit to withdraw business capital and invest in your business by buying equipment, paying expenses right from your bank account putting business capital to work how you see fit.