Equipment Financing

Get the Equipment You Need—Without the Upfront Cash

At Prime Capital Source (PCS Loan), we make it simple to acquire the tools, machinery, and technology your business needs to grow—without straining your budget. Our equipment financing programs deliver flexible terms, fast approvals, and predictable monthly payments, helping you upgrade and expand while preserving your working capital.

Whether you’re purchasing heavy machinery, vehicles, or IT systems, we provide scalable financing that keeps your operations moving forward.

PCS Loan commitment to transparency and trust in financing
PCS Loan’s fast approval process for business capital requests

Finance the Tools That Grow Your Business

Your equipment shouldn’t slow down your growth—it should power it. With equipment financing and equipment leasing options from PCS Loan, you can access the latest technology, vehicles, and tools needed to stay competitive.

Turn large capital expenditures into manageable operating costs and keep your business running efficiently, no matter your industry or size.

Why Businesses Choose PCS Loan

  • Fast Approvals & Streamlined Funding – Get decisions quickly so you can move forward with confidence.
  • Flexible Terms – Financing tailored to the asset’s life and your business cycle.
  • Preserve Working Capital – Keep cash on hand for operations, payroll, or growth.
  • Ownership Options – Choose to own your equipment or upgrade at the end of your term.
  • Specialized Support – Work with experienced equipment financing professionals who understand your goals.

We’re proud to be trusted by 10,000+ businesses nationwide, maintaining a 4.8/5 satisfaction rating and an A+ rating from the Better Business Bureau—a testament to our transparency, service, and long-term commitment to clients.

Prime Capital Source combining speed, clarity, and confidence

Our Equipment Financing Solutions

Equipment Loans

When ownership matters, an equipment loan for business offers the structure and stability you need.

  • Purpose: Finance new or used machinery, vehicles, IT infrastructure, or medical equipment.
  • Structure: Term loan with fixed monthly payments.
  • Loan Amounts: Ranging from $25,000 to $150 million.
  • Terms: 12 to 120 months, typically aligned with asset life.

  • Key Advantage: You own the equipment, building long -term value, asset acquisition, depreciation & section 179 tax advantages.

Equipment Leases

If flexibility and cash flow preservation are your priorities, equipment leasing may be the better choice.

  • Purpose: Acquire the latest equipment with minimal upfront investment.
  • Structure: Available as operating or capital leases.
  • Terms: Typically 2–5 years, with options extending up to 10 years.
  • Key Advantage: Lease equipment financing offers off-balance-sheet benefits and simpler upgrades when technology evolves.

Both options are tailored to your business model—helping you align payments with asset usage, enjoy potential tax advantages, and maintain liquidity for strategic growth.

Key Advantages of Equipment Financing

  • Align payments with asset usage and revenue cycles.
  • Preserve cash flow for daily operations.
  • Access potential tax benefits and depreciation advantages.
  • Choose between flexible loan or lease structures.
  • Maintain agility with scalable, affordable solutions.

With PCS Loan, equipment financing becomes a growth tool—not just a funding source.

Prime Capital Source combining speed, clarity, and confidence
PCS Loan experts providing business education and support

Lease vs. Loan: Which Is Right for You?

Choosing between an equipment loan for business and a lease equipment financing plan depends on your goals.

If you want ownership and long-term value, an equipment loan provides stability and equity in your assets.
 If your focus is flexibility, technology upgrades, or managing balance sheet exposure, leasing may be the smarter path.

Our specialists can help you evaluate both options and choose the best fit for your business’s financial strategy.

Smart Financing for Every Industry

From manufacturing and construction to healthcare, logistics, and retail, PCS Loan helps businesses across industries finance the assets that drive their success.

We understand the nuances of your operations and build financing solutions that align with your cash flow, asset life, and growth plan.

Prime Capital Source empowering informed financial decisions

Get Started Today

When it comes to keeping your business equipped and competitive, timing matters. PCS Loan offers fast, flexible equipment financing and equipment leasing options to help you move forward—without delay.

Take the next step:

  • Get Prequalified in 60 Seconds
  • Talk to an Equipment Financing Specialist
  • View Lease vs. Loan Terms
  • Download the Equipment Financing Guide (PDF)

Get Prequalified in 60 Seconds

Prime Capital Source

Financing the tools that fuel your ambition