Effective Date: October 07, 2025
1. Equal Credit Opportunity Act (ECOA)
We do not discriminate on the basis of race, color, religion, national origin, sex, marital status, age, receipt of public assistance, or the exercise of rights under the Consumer Credit Protection Act.
2. Truth in Lending Act (TILA)
Before consummation, you will receive disclosures including the Annual Percentage Rate (APR), finance charges, payment schedule, and total of payments.
3. Fair Credit Reporting Act (FCRA)
We may obtain credit reports from consumer reporting agencies to evaluate your application. You have the right to dispute inaccurate information with the reporting agency.
4. Electronic Communications (E-SIGN)
By consenting to electronic delivery, you agree to receive disclosures and notices electronically. You can withdraw consent, which may affect processing times.
5. State Licensing
PCSLOAN.COM is licensed as required by state law. Licensing numbers will be displayed here and/or within your application. For questions, contact credit@pcsloan.com.
6. Contact
Compliance Department — credit@pcsloan.com · Phone: tel:888-905-1450
Licensing & Legal
PCSLOAN.COM operates in compliance with TILA, ECOA, FCRA, GLBA, and applicable state laws. Loan availability and terms vary by state and are subject to credit approval.
NMLS ID: 2683968 · California Finance Lender: 60DBO-204930
