When to Consider Cap-X with Prime Capital Source

• You plan to use the asset for most of its useful life and want ownership.
• You want depreciation benefits on your tax returns.
• You prefer a loan-like structure with predictable payments and a clear end-of-term payoff.
• Your business has stable usage and aims to build balance-sheet assets.

• Growth-focused firms often select Op-X for liquidity and flexibility.
• Established companies with predictable needs may choose Cap-X to reflect ownership and leverage depreciation.

At Prime Capital Source, we tailor solutions to your cash flow, covenant needs, and growth goals, ensuring optimal terms.

Note: Accounting standards (ASC 842 in the U.S., IFRS 16 globally) and lender policies can affect specifics. Always consult your CPA or financial advisor along with your Prime Capital Source advisor.

• Op-X: Lower payments, flexibility, easier covenant management. Best for scaling and upgrading technology.
• Cap-X: Ownership, depreciation benefits, loan-like structure. Best for stable, long-term asset use.

The right option depends on your cash flow goals, growth plans, tax needs, and lender covenants—areas where Prime Capital Source offers expert guidance.

• Customized financial projections for Op-X and Cap-X scenarios.
• Covenant impact analysis tailored to your lender and industry.
• Strategy aligned with your growth plans, risk tolerance, and tax needs.
• Access to competitive pricing from lenders who understand small businesses.

Ready to explore whether Cap-X is the right move for your business? Connect with Prime Capital Source to discuss your financing options and get expert guidance tailored to your growth goals.

Contact us at Prime Capital Source.